More than a mere inconvenience, freezing temperatures can drain the energy efficiency of your home, putting a sizable dent in your wallet. Preventive maintenance in your garage will save you time and heating energy while preventing expensive repairs. Consider four ways you can reduce costs by winterizing your garage.
http://www.nuvogarage.com/garage-interior-design-transformations-overhead-storage-cabinets-wall-organizers-slatwall-flooring-car-auto-lifts/four-ways-to-reduce-costs-by-winterizing-your-garage/
The Costs of Care, Part 3: How to Meet the Costs of Care
If your parents own a home, the home can be sold and the money used to pay for your parents’ care. Parents can downsize into an apartment, or move to a retirement home or LTC facility.
If staying in their own home is important to your parents, they can directly draw on the equity in their home to pay the costs of home care. The two most popular options used right now are the Home Equity Line of Credit (HELOC) and the reverse mortgage.
#home #care #elderly http://ow.ly/i/7rFzN
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The Costs of Care, Part 3: How to Meet the Costs of Care
This is the third post in a three-part series on the costs of senior care. In the first post, we looked at the various options available to seniors: retirement homes, assisted living, long term care (LTC) homes, and in-home caregiving. In the second post, we took a more in-depth look at how much these different options cost. In this third post, we discuss the ways in which elderly care can be funded. Savings and Investments Of course, the logical answer to how to pay the costs of long term care for our parents, spouses and ourselves is to use savings and liquidate our investments. If you have them, or have any left after retirement while entering your ‘disability years’ (see the first post in this series), then that may be used up first to fund the cost of care. The Family Home At the time of writing this post, the Canadian housing market is still strong, and house prices are favourable to consider using the equity in a home to fund the costs of long term care for elderly loved
http://www.retireathometoronto.com/senior-elderly-home-care-toronto/the-costs-of-care-part-3-how-to-meet-the-costs-of-care/
The Costs of Care, Part 2: A Discussion of Senior Care Costs
This is the second post in a three-part series on the costs of senior care. In the first post, we looked at the various options available to seniors: retirement homes, assisted living, long term care homes (LTC), and in-home caregiving. In this second post, we will take a more in-depth look at how much these different options cost.
All varieties of care for seniors will be discussed: retirement homes, assisted living, long term care homes, and in-home care .
#homecare #seniorcare #elderlycare #toronto
http://ow.ly/CLaYD
The Costs of Care, Part 2: A Discussion of Senior Care Costs
This is the second post in a three-part series on the costs of senior care. In the first post, we looked at the various options available to seniors: retirement homes, assisted living, long term care homes (LTC), and in-home caregiving. In this second post, we will take a more in-depth look at how much these different options cost. Costs of Retirement Homes and Assisted Living The monthly costs of retirement homes is largely dependent upon the size of suite, the amenities available in the home, and whether the residence is for-profit or not-for-profit. Of course, assisted living packages in retirement homes increase in costs concurrent with the level of care needed. The acclaimed Christie Gardens not-for-profit retirement home has monthly rates starting at $2400 for independent living in a one-bedroom suite, and rates beginning at $4500 for full assisted living. Large chain for-profit retirement homes, such as Revera, which offer lovely accommodation and living, usually start at $32
http://www.retireathometoronto.com/senior-elderly-home-care-toronto/the-costs-of-care-part-2-a-discussion-of-senior-care-costs/